Veterans First Time Home Buying Seminar

The VA Loan is a mortgage loan issued by approved lenders and guaranteed by the U.S. Department of Veterans Affairs (VA). The program was created in 1944 by the United States government to help returning service members purchase homes without needing a down payment or excellent credit. This historic benefit program has guaranteed more than 22 million VA loans to help veterans, and also active duty military members and their families purchase homes.
Like all home loans, VA Mortgages have considerable details and information to review.

Veteran Initiative of America along with Aarch Realty invites you to attend our upcoming seminar to learn more about the specifics of this exclusive home loan benefit.

To get started with your VA Home Loan today, please call 215.728.1101 Ext 1 or complete the registration form below to attend our upcoming seminar.

What Type of Loan Should I Get?
There are many financing options available for home buyers in the market today and each have their own unique advantages. However, for most veteran and active duty military members, Veterans Initiatives of America have team up with Aarch Realty and highly
recommend the federally-backed VA Loan due to its unique advantages specifically geared towards veterans

Advantages of a VA Loan

No Down Payment Necessary
Typically home buyers will need anywhere from 3.5 percent up to 20 percent depending if it’s a FHA or Conventional loan for down payment. So, for a first time home buyer that can be difficult. However, being able to purchase with 0% down mean VA borrowers don’t have to spend years trying to save for a down payment

Less Stringent Qualifications
Because many first-time home buyers might not yet have a strong credit history, which can make it more difficult to get an approval for a mortgage or qualify for an affordable interest rate, being a veteran give you an advantage. Since VA loan is a government- backed loan, veterans are much easier to qualify for a mortgage and at a competitive rate

Lower Monthly Payments
Since VA Loans do not require the added regular monthly expense of private mortgage insurance (PMI), you will have more disposable income each month. Additionally, with the competitive VA loans rates, a veteran will typically save thousands over the lifespan of their mortgage

How Much Home Can I Afford?
Purchasing a first home is an exciting milestone in any person’s life. For some, the process may also seem very intimidating. That’s why our agents are available to help guide first-time veterans home buyers and answer any questions you may have.

Please don’t hesitate to give us a call at – 215.728.1101 Ext 1 or register for our upcoming information seminar.

LEARN MORE AT OUR FREE INFORMATION SEMINAR

 April 20, 2018 5:30- 7:00 PM